Loan RAtes

Loan Rates (as low as)

All rates effective as of January 8, 2025.

Autos/Trucks

APR*

New 5.29%*
Used 5.69%*
Effective: January 8, 2025 Learn More
 

Motorcycles

APR*

New 6.39%*
Used 6.89%*
Effective: January 8, 2025 Learn More
 

Boats

APR*

New 6.59%*
Used 7.09%*
Effective: January 8, 2025 Learn More
 

RVs**

APR*

New** 6.89%*
Used** 7.39%*
Effective: January 8, 2025 Learn More
 

ATV, UTV, Jet Ski

APR*

New 7.15%*
Effective: January 8, 2025 Learn More
 

Personal Loans

APR*

Credit Builder Secured 7.50%*
Unsecured Personal 9.99%*
Unsecured Line of Credit 9.90%*
Certificate or Shared Secured Dividend Rate of Collateral + 2.00%*
Effective: January 8, 2025 Learn More
 

Visa Credit Cards

APR*

Platinum 9.49%*
Platinum Rewards 10.99%*
Secured 15.98%*
Effective: January 8, 2025 Learn More
 

*APR = Annual Percentage Rate is subject to change at any time without notice.  The rate you pay is based on your credit worthiness, term of the loan, and collateral qualifications at the time of your advance, and is disclosed to you at that time. Information provided herein is subject to change without notice. By applying, you acknowledge the interest rate shown throughout this application will differ from the APR that will be disclosed if your application is approved. The APR incorporates the interest rate as well as applicable finance charges (such as certain fees) which results in the APR usually being higher than the interest rate.  For example: A $35,223.55 new auto loan with no money down at 5.60% for 75 months would require 74 monthly payments of $557.60 and a final payment of $556.76, finance charge of $6,695.61, for a total of payments of $41,819.16.  The amount financed is $35,123.55 with an APR of 5.689%.

**Maximum loan amount $65,000.

Due to the occasional inaccessibility to our web site which may be beyond our control, Radiant cannot guarantee the completeness or accuracy of the information provided herein. To verify current offers and rates, please call 352-381-5200.

Our members are talking

Couldn’t have asked for better service when I refinanced my vehicle this week. In less than an hour everything was completed. Superb service. Thank you.

Barbara K.
Five Stars