Check out our limited-time Boat Loan Sale, for NEW or USED Boats, running Friday, March 14th thru Monday, March 31st!
Get yourself in the captain's chair of your dream boat while enjoying an exceptional rate starting at just 5.99% APR for 120 months.*
Be sure to visit your Loan Offers in eBanking to see if you’re already pre-approved for your next boat loan!
*5.99% Annual Percentage Rate (APR) available for new boat purchases or refinances (non-Radiant Credit Union) with terms up to 180 months. For used boat purchases or refinances (non-Radiant Credit Union), terms are available up to 144 months. Rate effective as of March 14, 2025, and available through March 31, 2025. The APR incorporates the interest rate as well as applicable finance charges (such as certain fees) which results in the APR usually being higher than the interest rate. For example, a $42,248.05 new boat loan with no money down at 5.950% for 144 months would require 143 monthly payments of $411.27 and a final payment of $409.25 finance charge of $17,072.81, for a total of payments of $59,220.86. The amount financed is $42,148.05 with an APR of 5.998%. The rate you pay is based on your creditworthiness, term of the loan and collateral qualifications at the time of your advance and is disclosed to you at that time. Rates subject to change without notice. Other rates and terms available. Radiant Credit Union is federally insured by the NCUA.
Boat Loans
More Cruising. More Fishing. More Fun.
Whether you’re ready to navigate the open ocean, enjoy calm lake waters, or cruise along the river, Radiant is ready to help you enjoy your boating dreams with affordable financing that that keeps your budget afloat.
For your new boat, we offer an easy online application and fast loan approvals to quickly get you out of the lot and into the water. So, shop for your next sailboat, bass boat, pontoon boat, or bowrider, and we’ll be ready to get your financing approved.
Boat Loan Benefits
Radiant Boat Loans feature:
- Quick online applications
- Fast approval decisions
- Great Low Rates
- Flexible Loan Terms up to 180 months (New) and 144 months (Used)
- New boat financing up to 110% of sale price
- No pre-payment penalty
GAP
INSURANCE
Guaranteed Asset Protection (GAP) Insurance protects your loan in the event of an unfortunate accident.
Learn more from our blog post here or contact a Radiant Member Service Representative for more information.
MECHANICAL BREAKDOWN PROTECTION
MBP can help with new and used vehicles, as well as the one you already own.
Please contact a Radiant Member Service Representative for more information.
DEBT PROTECTION
Debt Protection helps relieve the financial stress and worry related to making payments when your life takes an unexpected turn.
Please contact a Radiant Member Service Representative for more information.
