Auto Loans
Fast. Easy. Hassle Free.
Shop for your “new to you” car like a cash buyer by getting pre-approved for your financing. You’ll know your payments and how much you can afford – allowing you to focus on your car’s actual selling price and avoid hours at the dealership.
We’re here to help you. Our lenders work with you to find the right fit for your budget and make sure you’re aware of all your options before you finalize your loan. We want you to enjoy your car for many years to come.
Auto Loan Benefits
Radiant Auto Loans feature:
- Quick online applications
- Fast approval decisions
- Great Low Rates
- Flexible Loan Terms up to 84 months*
- New car financing up to 120% of sale price and up to 110% of sale price on Used cars
- No loan application fees
- No pre-payment penalty
GAP
INSURANCE
Guaranteed Asset Protection (GAP) Insurance protects your loan in the event of an unfortunate accident.
Learn more from our blog post here or contact a Radiant Member Service Representative for more information.
MECHANICAL BREAKDOWN PROTECTION
MBP can help with new and used vehicles, as well as the one you already own.
Please contact a Radiant Member Service Representative for more information.
DEBT PROTECTION
Debt Protection helps relieve the financial stress and worry related to making payments when your life takes an unexpected turn.
Please contact a Radiant Member Service Representative for more information.
*All loans subject to credit approval. All credit union programs, services, rates, terms, and conditions are subject to change at any time without notice. Finance charges begin accruing as of the loan disbursement date.