checking accounts
Opening a checking account with Radiant is not just about securing your money it's about creating a partnership with financial experts who are dedicated to making your financial dreams a reality.
Radiant's checking accounts are designed to meet your needs with convenience and flexibility in mind. Pick the right account that fits your needs, using our comparison chart.
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FREE CHECKING
Free Checking gives you an account free of monthly fees. Enjoy peace of mind with no minimum balance.
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INTEREST CHECKING
Put your money to work for you by earning dividends on every dollar.
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BASIC CHECKING
The right account for reestablishing or starting your checking relationship.
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YOUTH CHECKING
Start your teens financial independence and money management skills!
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DEBIT CARDS
Visa® Debit Card convenience plus our exclusive Nickel Back Rewards.
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DIRECT DEPOSIT
Deposit payday or monthly check automatically, plus access up to 24-hours early.
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EVEN-UP SAVINGS
Our exclusive savings account that helps your spare change add up.
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CLICKSWITCH
Moving your direct deposit or automatic payments made easy!
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SWITCH CARDS
Manage all your online subscriptions and stores in one place.
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Which Checking Account is Right For You?
| |
Free Checking |
Interest Checking |
Basic Checking |
Youth Checking |
| Minimum Opening Deposit |
$0 |
$0 |
$0 |
$0 |
| Monthly Service Fee |
No |
$5.00 (balances below $500)
|
$10.00 |
No |
| Requires Adult Joint Account Holder |
No |
No |
No |
Yes |
| Earning Interest |
No |
Yes |
No |
No |
| Visa Debit Card Access |
Yes |
Yes |
Yes |
Yes |
| Nickel Back Rewards |
Yes |
Yes |
Yes |
Yes |
| Free eBanking and Mobile App |
Yes |
Yes |
Yes |
Yes |
| Free Monthly eStatements |
Yes |
Yes |
Yes |
Yes |
