Fund Your Potential

Enjoy a 4.99% introductory rate*
on a Home Equity Line of Credit

Apply Now

 

Radiant's Home Equity Line of Credit is always Super Flexible, Always Ready, and Credit Card Simple.

  

A Home Equity Line Of Credit (also known as a HELOC), is a great way to leverage the equity in your home for financing home improvements, consolidating high-interest debt, having an emergency fund, or financing a special vacation or event. Best of all, your payments are based only on what you borrow.

 

Define Your Financial Future

 

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Having the ability to make your dream home a reality.

Special Intro Rate

4.99% APR* for the first 12-months then rates as low as 9.00% APR* on our adjustable rate HELOC.

HELOC Credit Card

Our convenient Home Equity Line of Credit Card makes accessing your funds simple and easy.

 

Online Application

Apply from anywhere at any time, receive quicker loan approvals and funding.  

 

 

Start Your Potential NOW

Special Intro Rate

Take advantage of Radiant's April special rate by applying now for a Home Equity Line of Credit (HELOC). With an APR of 4.99%* for the first 12 months, followed by rates as low as 9.00% APR* on our adjustable rate HELOC, you could save a considerable amount of money on interest payments. Don't miss this opportunity to access the equity in your home at a low rate. Apply today and start enjoying the benefits of a HELOC with Radiant.

 

APPLY NOW

couple repainting their home

HELOC Credit Card

 At Radiant, our Home Equity Line of Credit also comes with our HELOC Credit Card. It works just like a credit card but accesses your line of credit directly – saving you from buying what you need, then transferring funds to your checking or credit card to cover the expense.

Easy Online Application

Applying for your HELOC online is a convenient, secure and efficient way to access the equity in your home.  It allows you to apply from anywhere at any time, receive quicker loan approvals, fast funding, and keep track of your application status with ease. Additionally, online applications are encrypted to protect personal and financial information.

 

 

APPLY NOW

couple discussing renovations on their home
 
*Subject to credit approval. Property insurance required. The introductory rate in effect for the first 12 billing cycles. After 12 months, the variable Annual Percentage Rate (APR) is as low as Prime rate +0.50; Minimum APR 4.50% - Maximum APR 18.00%. $10,000 minimum initial draw required. Subsequent advance minimum $100. Rates are determined by your credit worthiness and loan-to-value of your home. Offer not valid for refinancing of existing Radiant Credit Union loans. Must be a Radiant Credit Union member to borrow. Membership with Radiant Credit Union requires a savings account with a minimum balance of $5.00. If Radiant Credit Union pays your closing costs and you pay off and close your line within 36 months of opening, you must reimburse Radiant Credit Union for the amount of the fees paid by us. Closing costs generally total between $0.00 and $2,500.00. Radiant Credit Union is federally insured by the NCUA.
 
 
 
 
 
 
 
 
 
 
 

Our Members are Talking

I just got my second auto loan from Radiant Bank and am very satisfied with their service. I recommend them to everyone I know. I’m so satisfied with them that I’m fixing to move all my banking needs over to them. 

Deloris R. 

Five Stars