Enjoy a world of digital investment possibilities - right in the Radiant Credit Union app with our partner Unifimoney.

Invest the Way You Want

At Radiant Credit Union, our main goal is to help you achieve your financial goals. We work hard to offer innovative products and services designed to fit your banking needs, and it all starts with our digital banking solutions.

 

That's why we're thrilled to tell you that we've added Unifimoney, a user-friendly digital wealth platform, now available through our online and mobile banking. With Unifimoney, you have access to a range of self-directed investment services, including a diverse variety of EFTs, digital assets, retirement accounts, precious metals, equities, and much more.

 

No downloads required. Simply create a Unifimoney account and start building your financial future today.

Get Started

 

Simplified Investing and Money Management

Unifimoney from Radiant Credit Union gives you a seamless solution that ties together your banking and investing, making it easier than ever to manage and grow your money.

 

Whether you're buying stocks, investing in precious metals, or using our Robo platform for passive investing, you'll have a wide variety of easy-to-use digital wealth management tools all within our banking app.

No Downloads Required!

Create a Unifimoney account to get started, and have fun building your financial future today.

Get Started

Getting Started with Unifimoney

Welcome to Unifimoney! Below is a step-by-step guide to help Radiant members enroll and set up their investment accounts with ease. Here you’ll find key details on what information you’ll  need and what to expect during the process.

 

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Step 1: Review Terms and Conditions

Before proceeding with enrollment, members will be required to review and accept Unifimoney’s Terms and Conditions. This includes legal agreements related to account usage, electronic signatures, and investment advisory services.

What They’ll Need:

• Review the legal disclosures provided during sign-up.
• Consent to electronic signatures and records.

 

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Step 2: Provide member Profile Information

Members will be asked to enter personal details to create their profile.

What They’ll Need:

• Full name
• Date of birth
• Social Security Number (SSN) or Tax Identification Number (TIN)
• Contact information (email, phone number, and address)

 

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Step 3: Employment Details

To comply with financial regulations, Unifimoney requires basic employment information.

What They’ll Need:

• Employer name
• Occupation
• Employment status

 

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Step 4: Choose Account Type(s) to Open

Members will select the type of financial account(s) they want to open with Unifimoney.

Options Available:

• Investment Accounts
  • Robo and/or Self Elected
• Default accounts:
  • Cryptocurrency Account
  • Precious Metals Account

 

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Step 5: Select Investment Strategy (Robo or Self-Directed)

Members can opt for automated investing (robo-advisory) or self-directed investing.

Options Available:

• Robo-advisory (automated investment based on risk profile)
• Self-directed (choose and manage investments manually)

 

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Step 6: Complete the Risk Tolerance Questionnaire

To tailor investment recommendations, Unifimoney will ask members questions about their risk tolerance and financial goals.

What They’ll Need:

• Understanding of their financial objectives
• Comfort level with investment risk

 

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Step 7: Review Risk Tolerance/Investment Objective Recommendation

Based on their responses, Unifimoney will provide an investment strategy recommendation.

What to Expect:

• Recommended portfolio allocation (Conservative, Moderate, or Aggressive)
• Ability to adjust or confirm investment preferences

 

Step 8: Set Up Recurring Investment/Deposit

To automate savings and investing, members will have the option to set up recurring deposits.

What They’ll Need:

• Bank account details for funding
• Preferred deposit amount and frequency

 

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Step 9: Submit Account for Approval

Once all information is provided, members will review their details and submit their application.

What to Expect:

• Verification process (may require additional identity documentation if member information cannot be verified)
• Approval notification via email
• Next steps for account funding and investing

 

Get Started

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Next Steps After their account is approved, members can begin funding it and start investing based on their selected strategy. For any questions, they can visit Unifimoney’s Help Center or contact support.