Radiant offers flexible loan options to fit your needs. From Traditional Mortgages and Vacation Home Loans to Land Only Loans and Home Equity Loans – our great rates will help you get started on your next steps.*
Still deciding on your next home? Be sure to get pre-approved for your new loan to make buying even easier.
*Standard mortgage amortization terms offered for 10, 15, 20, and 30-year owner-occupied property. Loan amounts available from $30,000 up to $1,000,000. For 15, 20, and 30-year terms, maximum Loan To Value (LTV) is 95% for purchase and limited cash out refinance, and 80% LTV for cash out refinance. For 10-year term, maximum 90% LTV for purchase or refinance. Escrow included with monthly payment for mortgage loans with LTV greater than 80%. Radiant Credit Union is federally insured by the NCUA. Equal Housing Lender.
Home Loans
Buying a home is about so much more than a mortgage – so we’re committed to making your home loan process easier than choosing your kitchen countertops. Our experts can help match you with the best home loan to your needs.
Whether you’re buying your first home, buying land for a future home, or looking to upgrade your current home, we can get you started and be with you every step of the way. From pre-approval to closing, our local team can get you the quick decisions you need to get the home you’re dreaming of and to close on your timeline.
Apply Now Mortgage Home Equity Line of Credit
PURCHASE
FIRST MORTGAGE
Unlock the door to your dream home. Fixed-rate, long and short-term primary residence mortgages are designed to suit you.
MORTGAGE
REFINANCING
Refinancing your mortgage can lower your rate, lower your monthly payment, or allow you to benefit from the equity in your home.
LAND
LOANS
Land Loans can be used to finance the purchase of land or a lot where you’re looking to build your new home.
HOME EQUITY LINE OF CREDIT
Our HELOC lets you access the equity in your home to draw and pay back as needed for remodeling or other large expenses.
VACATION OR SECOND HOME LOAN
Perfect for buying your 2nd home. We’re ready to help you enjoy.
PURCHASE OR REFI
SECOND MORTGAGE
Leverage the equity in your house with a one-time loan to get the funds you need for important fixes, upgrades, or other financial goals.
