Home Equity Line of Credit
8.25% APR* Current variable rates
Current variable rates start as low as 8.25% APR.
No Closing Costs
Keep your line of credit for at least 36 months and you'll pay no closing costs.*
Apply Now
Our members are talking
With my home value increasing and interest rates going up I needed to secure my future & consolidate & pay off high interest debt. I didn't want to refinance my mortgage so Jessica Mantone helped me lock in an excellent rate on an Equity Line of Credit. It makes immediate cash available in case I need it. Before I wondered how I would ever afford a new A/C unit if mine were to go out. Now I have a credit line available if I need it. Radiant Credit Union has given me peace of mind... and they were excellent to work with!.
Patti A.
Gainesville, FL
*Offer valid as of 3/22/23 and is a limited time offer that may be canceled at any time without notice. Subject to credit approval. Property insurance required. The variable Annual Percentage Rate (APR) is as low as Prime rate +.50; Minimum APR 4.50% - Maximum APR 18.00%. $10,000 minimum initial draw required. Rates are determined by your credit worthiness and loan-to-value of your home. Offer not valid for refinancing of existing Radiant CU loans. Must be a Radiant Credit Union member to borrow. Membership at Radiant CU requires a savings account with a minimum balance of $5.00. If Radiant Credit Union pays your closing costs and you pay off and close your line within 36 months, you must reimburse Radiant Credit Union in the amount of the fees paid by us. Closing costs generally total between $0.00 and $5,600.00.
