Find Your Balance. Define Your Financial Future.
Special Offer - Dec. 1 - Jan 31!
0.00% APR*
Through June 24, 2025
Then as low as
9.49% APR*
APPLY NOW
Current Radiant Credit Card Holders Transfer Your Balance - Here.
Take advantage of our special balance transfer offer from December 1, 2024, through January 31, 2025, to receive our special introductory rate of 0.00% APR thru June 24, 2025, then as low as 9.49% APR following the promotion.
Find your balance. Transfer your high-interest credit card to our Radiant Visa® Platinum Credit Card or Platinum with Rewards Credit Card and get our great low rate plus these extras:
- Dime Back Rewards
- No Annual Fee
- No Transfer Fee
- Digital Issuance
No Annual Fee
Radiant Visa Credit Cards have no annual fee.
Dime Back Rewards
Earn a dime for every qualifying purchase1
No Transfer Fee
Radiant Visa Credit Cards have no transfer fees.
Platinum Credit Card Rates
|
CARD TYPE |
RATE TYPE |
APR AS LOW AS |
ANNUAL FEE |
BEST FOR |
|
VISA Platinum Credit Card |
Fixed |
9.49% APR2 |
None |
Members who want to take advantage of exclusive benefits and services |
Visa Platinum Rewards Rates
|
CARD TYPE |
RATE TYPE |
APR AS LOW AS |
ANNUAL FEE |
BEST FOR |
|
VISA Platinum Rewards Credit Card |
Fixed |
10.99% APR2 |
None |
Members who want to take advantage of exclusive rewards |
*Balance Transfer promotion valid from 12/1/24 through 01/31/25. The 0.00% APR promotional rate valid for six billing cycles (6 months) on transfers made during promotional period - with the final billing period ending on 06/24/25. Subject to credit approval. Rate and credit line based on your creditworthiness. Standard rates and finance charges apply to balance other than the transferred balance, such as purchases and cash advance fees. Standard credit card rates are as low as 9.49% APR up to 15.98% APR, and will apply to remaining balance following the promotional period (6 billing cycles) following 06/24/25. Balance transfers only permitted from cards not issued by Radiant Credit Union. Minimum aggregate balance transfer amount is $500.00. Balance transfers do not earn rewards. Card holder is responsible to pay any minimum balances to prevent fees from being incurred on cards prior to transfer of balance to Radiant. No annual fee. Must be at least 18 years of age. Other terms and conditions apply.
1On qualifying purchases. Qualifying purchases do not include balance transfers, cash advances (including purchases of items that can be traded immediately for cash, such as wire transfers, money orders, traveler’s checks), fees, interest charges, or for unauthorized or fraudulent transactions.
2All information is accurate as of 10/09/24 and is subject to change. The rate you pay is based on your credit worthiness. Please call the credit union at (352) 381-5200 or 1-877-786-7828 for any changes that may be in effect after 10/79/24. This card is issued by Radiant Credit Union pursuant to a license from Visa® U.S.A., Inc. Subject to credit approval.
®Visa is a registered trademark of Visa International.
