Savings Accounts

 

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Savings accounts

Opening a savings account with Radiant is not just about securing your money, it's about creating a partnership with financial experts who are dedicated to helping your financial dreams a reality.

Radiant's savings accounts are designed to meet your needs with convenience and flexibility in mind. Pick the right account that fits your needs, using our comparison chart.

 

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EVEN-UP SAVINGS aCCOUNT

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Our exclusive savings account that
helps your spare change add up.


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mONEY mARKET sAVINGS aCCOUNT
 

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Gain higher dividends for higher balances. Plus, have flexible access to your funds.
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FUTURE ENDEAVORS sAVINGS aCCOUNT

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Start your children on the path to saving early.

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HEALTH SAVINGS ACCOUNT

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Save for future qualified medical expenses on a tax-free basis.

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SHARE CERTIFICATES 

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Secure your savings to earn more. Choose from a variety of terms and earn monthly dividends.

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iNDIVIDUAL rETIREMENT ACCOUNT (iRA)

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Individual Retirement Accounts (IRA) assist you in saving for your future. 
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SPECIAL SHARE

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Stress less knowing you'll have the cash you need to cover designated expenses. 

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DIRECT DEPOSIT

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Deposit payday or monthly check automatically, plus access up to 24-hours early.  

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Which Savings Account is Right For You?

 
  Regular Savings Money Markets Certificate Accounts
Key benefit Simplicity. 
Straightforward savings		 Liquidity.
Withdraw funds as needed while earning competitive dividends.		 Secure and steady growth.
Larger starting balance leads to higher earnings.
Minimum Opening Balance $5.00 $0.00 $1,000.00
Time period No time frame for maturity No time frame for maturity 6 months to 5 years
Deposits Funds can be added at anytime Funds can be added at anytime Funds can only be added at account opening or renewal
Withdrawals Funds can be withdrawn at anytime Funds can be withdrawn at anytime Funds can only be withdrawn at account maturity without incurring a penalty
Minimum Balance to Earn APY $500.00 $10,000.00 $10,000.00
Earnings potential Moderate earnings
Typically earns less than money markets and certificates.
Higher rate on balances above $10,000.00.		 Higher earnings
Typically earns more than regular savings but less than certificates.
Higher tiered rates on balances above $50,000.00.		 Highest earnings
Typically earns more than money markets and regular savings.
Higher rates on longer terms.

Our members are talking

I just got my second auto loan from Radiant Bank and am very satisfied with their service. I recommend them to everyone I know. I’m so satisfied with them that I’m fixing to move all my banking needs over to them.

Myra L.
Five Stars